Individuals and Families
Our advisors have been committed to building and preserving the wealth of individuals and families since 1992. “Your Interest First” is our philosophy and long-term success is our highest priority. First we listen. When we understand our client’s objectives, we design an all encompassing, customized, financial plan. From that plan, we then build an investment portfolio. In designing a portfolio we consider financial assets, cash flow needs, and any and all unique situations. We understand the difference between our clients who are building wealth and those living from the wealth they have built. Family dynamics can be unique and need navigation. Children must be educated about wealth. We develop strategies that outlast unfavorable, short-term cycles and enjoy success in favorable cycles instead. Once implemented, our clients’ financial plan and portfolio are monitored, revised and rebalanced regularly. This process helps to ensure that all goals and objectives can be met in accordance with the plan. Communication is critical. We always want our clients to understand every decision we make on their behalf. Working directly with other fee-only professionals, such as CPAs and estate attorneys, MMHP fully integrates every limb of the client’s financial tree.
Endowments and Foundations
“Your Interest First.” Since our founding in 1992 we have been rooted in that mission and in meeting the needs of foundations and endowments. We understand the key investment principles to successfully serve institutional clients. Every entity is different. From a university endowment to a hospital foundation to a family’s private foundation, we create and design portfolios to meet specialized needs or other specific goals. At MMHP, we work closely with investment committees, boards, and family members to craft comprehensible portfolio solutions to meet the entity’s unique needs. MMHP collaborates with other specialists in this area, in order to provide our clients with the highest level of service and expertise. We educate clients on the impact of a spending policy through ongoing cash flow analysis. Quarterly reporting helps measure success and bring the group together for regular and healthy exchange.
For more than 20 years, MMHP has provided guidance and advice to investment committees and trustees of corporate and municipal retirement plans. We sit on the same side of the table with our clients to assist them in the plan design, implementation, and supervision of their employees’ retirement assets. Whether the plan is defined contribution or defined benefit, 401(k) or 403(b), participant-directed or pooled assets managed by the plan sponsor, we recognize the significant fiduciary duty each trustee must exercise and we endeavor to help them execute it with care, prudence, and confidence. We work closely with TPAs and outside vendors to ensure the best possible retirement benefits package available.